Bank of China to Launch Credit Card Offering AI Token Rewards
Bank of China has announced the upcoming launch of the Great Wall BOC-AI credit card, scheduled for late July. Cardholders who meet monthly spending targets will have the opportunity to receive monthly memberships and token rewards for AI products such as Zhipu Qingyan, MiniMax, Ali Qoder, and Tencent WorkBuddy. This initiative represents a novel commercial integration of AI services into traditional consumer finance, highlighting the rapid commercialization and consumer adoption of AI in China. It shows how financial institutions are leveraging the popularity of generative AI to attract tech-savvy users. The card is issued under China UnionPay as a Gold card and will support digital-only issuance as a "borderless card." The final details, including the official release date and specific campaign rewards, will be confirmed upon the formal launch.
## BACKGROUND
Zhipu, MiniMax, Ali Qoder, and Tencent WorkBuddy are prominent Chinese AI platforms offering services ranging from conversational assistants to AI-native coding and agent workstations. In the context of large language models (LLMs), "tokens" are the basic units of text processed by the models, and token rewards allow users to access these AI services for free up to a certain usage limit.