Agricultural Bank of China Launches Co-Branded Credit Card with AI Startup Kimi
The Agricultural Bank of China has launched a co-branded credit card with Moonshot AI's chatbot Kimi, marketed as the "world's first AI-native credit card." New cardholders can receive Kimi-themed physical gifts and Kimi Andante membership subscriptions. This partnership highlights a growing trend of traditional financial institutions collaborating with generative AI startups to attract tech-savvy consumers. It integrates AI computing resources and premium chatbot features directly into consumer credit card reward ecosystems. Issued on the American Express network as a Platinum card, it carries a 580 RMB annual fee that is waived for the first year and subsequent years with 10 annual transactions. The card offers "computing power +" perks, including Agent quotas, Kimi Code quotas, and website deployment capabilities.
## BACKGROUND
Kimi is an AI chatbot and series of large language models developed by the Chinese startup Moonshot AI, which was founded with the goal of achieving Artificial General Intelligence (AGI). Moonshot AI's models are known for supporting long context lengths and include specialized tools like Kimi Code for software development tasks.